Close more commercial vehicle sales with confidence
Partner with American Road Advisers to turn tough commercial scenarios into funded deals. Built by automotive veterans ,our team understands dealership desk pressure and delivers dependable financing options for buyers with light credit, credit blips, ITIN, and permanent resident status.
Our dealership financing programs
We provide tailored financing pathways designed specifically for commercial inventory. With deep retail automotive experience and over $2 billion funded by our team in non-prime vehicle loans, we help your finance desk approve deals faster.
Light-duty work trucks and vans
Our core focus is on commercial work trucks and cargo vans under 150,000 miles, averaging around $22,500 financed amount after customer down payment.
Flexible buyer credit approval
We look beyond conventional credit tiers to approve non-prime buyers, thin credit profiles, recent credit hiccups, ITIN holders, and green card holders effortlessly.
Fast, dependable dealer funding
Avoid stalled deals on your board. With upfront approvals and straightforward stipulation requirements, you receive funding typically the next day after original contract delivery.
We speak dealership language
Many commercial lenders hold unrealistic credit standards for emerging trade contractors and growing businesses. Because our team spent decades working retail desks in dealerships, we know your daily realities and deliver rapid answers, clear stipulations, and prompt funding.
Expanding your commercial buyer base
Most commercial dealers assume every buyer needs tier-one credit to secure a working vehicle. American Road Advisers removes that barrier. We work side by side with franchised and independent new and used dealerships to finance light-duty work trucks like Ford F-150s for newly launched landscaping crews, medium-duty haulers, and long-haul transport. Whether your buyer brings an ITIN, a green card, or limited commercial credit history, we help you get the contract funded.
Simple day-to-day workflow from scenario to funding
Getting started is as easy as sending or talking through a scenario with our desk. Then upload the application and proof of income such as bank statements. We'll get the numbers, unit, and income approved upfront, have the tracking unit overnighted , and make sure your contract is emailed with an easy stipulation checklist. Once your customer signs, email copies, ping the unit, and FedEx the original contract. A prompt customer welcome call, and your store is funded typically the next day when the original contract arrives.
